Recently, Suzanna De Baca wrote an excellent article for Time Magazine titled “Your Adult Child is Moving Home: Should You Charge Rent?[1]”  You can read the article here:  While De Baca ultimately concluded whether to charge rent to be a personal decision, she made several good points worthy of further consideration.   From the … Continued

Your 401(k) is a big part of your retirement portfolio.  While advisors do much of the “behind the scenes” work to make sure your investments grow, you have the power to decide one of the most important aspects of your 401(k) – your beneficiary designation (i.e. who inherits the remainder).  401(k) accounts have beneficiary designations … Continued

After reading “Do YOU Need a Will”, you might think: “I do, but it is expensive to have a lawyer do it.  I can do it online much cheaper and easier”.  Standard form wills found in big box retailers and online websites are a tempting alternative to having a lawyer draft your will.  While a … Continued

Despite the ease and relatively low cost to make a Will, many people still do not have a Will.  Some may think they are too young.  Others may think that they are in good health; or, that their heirs will just divide their property fairly for them.  Unfortunately, the truth is more complicated.  You may … Continued

If you are anything like most pet owners, you love your pets and treat them as a member of your family (and sometimes even better!)  Many people assume their animals will die before they do, or that someone in their family will take care of their pets after their death.  But sometimes, your family may … Continued